Terms & Conditions
Version 4 — effective June 20, 2026
**Effective date:** `June 20, 2026`
**Version:** 1.3
These Terms & Conditions ("**Terms**") govern your access to and use of the BusinessOffers website and services (the "**Platform**"). The Platform is operated by Business Offers LLC a New Jersey limited liability company ("**BusinessOffers**," "**we**," "**us**," or "**our**").
By creating an account, contacting another user, or otherwise using the Platform, you agree to these Terms. If you do not agree, do not use the Platform.
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## 1. What BusinessOffers is — and is not
BusinessOffers is a **text-only marketplace that connects businesses** so they can discover and discuss offers, such as wholesale goods, services, and partnerships.
**We provide a venue for businesses to find and contact one another. That is all we do.** In particular:
- We **do not** buy, sell, supply, or take part in any transaction between users.
- We **do not** process, hold, escrow, transfer, guarantee, or refund any payment.
- We **do not** verify, endorse, or guarantee any user, offer, claim, product, service, or representation made on the Platform.
- We **are not** a party to, and have no responsibility for, any agreement, transaction, or dealing between users.
- We **do not** provide legal, financial, tax, or professional advice. Any informational content or resources we publish are general in nature; verify anything that matters with official sources or a qualified professional.
Any transaction you enter into with another user is **solely between you and that user**, at your own risk, and on terms you arrange yourselves.
## 2. Eligibility and accounts
- The Platform is intended for use by **businesses and their authorized representatives**. By using it, you represent that you are at least the age of majority in your jurisdiction and are authorized to act for the business you represent.
- You are responsible for the **accuracy** of the information in your account and your offers.
- You are responsible for **maintaining the security of your account**, including keeping your password confidential, and for all activity that occurs under your account. Notify us promptly if you believe your account has been compromised.
- You may use the Platform without registering by using our **guest contact** feature, which requires you to verify your email address. Guest use is also subject to these Terms.
## 3. Acceptable use
You agree **not** to use the Platform to:
- Post false, misleading, fraudulent, or deceptive offers or information;
- Impersonate any person or business, or misrepresent your affiliation;
- Harvest, scrape, or collect other users' information except as needed for a genuine, good-faith business dealing;
- Send spam, chain messages, or unsolicited bulk communications;
- Defraud, deceive, or attempt to obtain money or information from other users by false pretenses;
- Post or transmit unlawful, infringing, defamatory, harassing, abusive, or otherwise objectionable content;
- Distribute malware, attempt to gain unauthorized access to the Platform or other accounts, or interfere with the Platform's operation;
- Use the Platform for any unlawful purpose or in violation of any applicable law or regulation.
We may remove content, suspend, or terminate accounts that violate these Terms, at our discretion.
## 4. User content and offers
- You retain ownership of the content you submit (your offers and messages). By submitting content, you grant us a **limited, non-exclusive license** to host, store, display, and transmit that content as necessary to operate the Platform.
- You are **solely responsible** for the content you post and for ensuring you have the right to post it.
- The Platform is **text-only**. Do not attempt to post or share files, images, or uploaded media.
- We may, but are not obligated to, review, moderate, edit, or remove content. We are not responsible for content posted by users.
## 5. Communications, messaging, and moderation
- Communication between users takes place through the Platform's **in-app messaging**. To protect your privacy, we do not share your contact details (such as email or phone number) with other users; what you choose to share beyond that is your decision and your risk.
- **You acknowledge and agree that BusinessOffers administrators are able to view messages** sent through the Platform, including for purposes of safety, moderation, support, resolving disputes about Platform use, and compliance with legal obligations.
- We may remove or redact message content that violates these Terms. Where we do so, we may retain records of the original content for audit, safety, and legal-compliance purposes.
## 6. Information you share with other users — at your own risk
If you choose to share any personal information, contact details, intellectual property, or proprietary, confidential, or trade information with another user — whether through our messaging system or by any other means — **you do so entirely at your own risk**. We do not verify the identity, claims, or trustworthiness of any user, and we are not responsible for how any information you share is used, retained, or disclosed by others. We strongly recommend keeping communication on the Platform and exercising caution before sharing sensitive information.
## 7. No transaction protection — your responsibility
Because we are not a party to and do not process transactions:
- We provide **no payment protection, escrow, guarantee, dispute resolution, or refund** of any kind.
- You are responsible for **conducting your own due diligence** on any user you deal with, and for choosing payment methods and terms that protect you.
- We are **not liable** for any loss arising from a transaction or dealing between you and another user, including non-delivery, non-payment, fraud, or misrepresentation by another user.
## 8. Privacy
> This section is a self-contained summary of how we handle data, written so it can later be expanded into a standalone Privacy Policy. It should be reviewed alongside applicable privacy laws, which may apply based on where your **users** are located (for example, certain U.S. state privacy laws).
- **What we collect:** account information (such as your email and display name), the content of your offers and messages, guest contact email addresses and the messages guests send, and basic technical/usage information needed to operate and secure the Platform.
- **Why we collect it:** to operate the Platform, deliver messages, verify identities and email addresses, provide support, maintain safety and moderation, and comply with legal obligations.
- **Email verification and notifications:** we send verification codes, links, and notification emails as part of operating the Platform.
- **Who can see what:** other users see your **display name**, not your email address. Administrators can access account information and message content as described in Section 5.
- **Sharing:** we do not sell your personal information. We may disclose information as described in Section 9 (Legal requests) and to service providers who help us operate the Platform.
- **Guest data:** if you use guest contact, we store your email and message to deliver it and to allow you to return to your conversation; you may later register an account with the same email to consolidate that history.
- **Retention:** we retain information for as long as needed to operate the Platform and meet legal obligations.
## 9. Legal requests and disclosure
We may access, preserve, and disclose information — including the content of messages sent through the Platform — when we believe in good faith that doing so is necessary to comply with applicable law, regulation, legal process, or a valid governmental or law enforcement request, or to protect the safety, rights, or property of our users, the public, or BusinessOffers.
## 10. Disclaimers
The Platform is provided **"as is" and "as available," without warranties of any kind**, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Platform will be uninterrupted, secure, error-free, or that any user, offer, or information on it is accurate, genuine, or trustworthy.
## 11. Limitation of liability
To the maximum extent permitted by law, BusinessOffers and its operator will **not be liable** for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, business, goodwill, or for any amounts paid to or lost in dealings with other users, arising out of or relating to your use of the Platform — whether based in contract, tort, or any other legal theory, and whether or not we were advised of the possibility of such damages.
To the maximum extent permitted by law, our total aggregate liability for any claim arising out of or relating to the Platform or these Terms will not exceed `[AMOUNT — e.g., USD $100, or the amount you paid us in the prior 12 months]`.
> **Lawyer review especially important here:** because the Platform is operated by an individual, this section is a primary protection for your personal assets. Have counsel confirm it is drafted to be enforceable in your chosen state.
## 12. Indemnification
You agree to **indemnify and hold harmless** BusinessOffers and its operator from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Platform, your content, your transactions or dealings with other users, or your violation of these Terms or any law.
## 13. Suspension and termination
We may suspend or terminate your access to the Platform, remove your content, or close your account, at any time and at our discretion, including for violations of these Terms. You may stop using the Platform at any time. Sections that by their nature should survive termination (including Sections 6, 7, 10, 11, and 12) will survive.
## 14. Changes to these Terms
We may update these Terms from time to time. When we do, we will post the updated version with a new effective date `[and/or version number]`. `[Describe how users will be notified and asked to accept material changes — e.g., re-acceptance prompt on next login. Confirm approach with counsel.]` Your continued use of the Platform after an update takes effect constitutes acceptance of the updated Terms.
## 15. Governing law and disputes
These Terms are governed by the laws of the **State of `[STATE — e.g., Georgia]`, United States**, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to these Terms or the Platform will be resolved in the state or federal courts located in `[COUNTY/STATE]`, and you consent to the personal jurisdiction of those courts.
> `[Consider with counsel whether you want an arbitration clause and/or class-action waiver here instead of or in addition to court jurisdiction. These have significant consequences and are a common point of legal advice.]`
## 16. General
- **Entire agreement:** these Terms are the entire agreement between you and us regarding the Platform and supersede any prior agreements.
- **Severability:** if any provision is held unenforceable, the rest remains in effect.
- **No waiver:** our failure to enforce any provision is not a waiver of it.
- **Assignment:** you may not assign these Terms without our consent; we may assign them in connection with a transfer of the Platform.
- **Contact:** questions about these Terms may be directed to `[CONTACT EMAIL / METHOD]`.